More Informed Insurance Technology
ROI Calculator
← miintbi.com
← miintbi.com
What is your current reporting costing you?
Enter your business figures below. We'll show you the true cost of the status quo — and the upside you're leaving on the table.
Your business
$
Enter total book GWP — commas added automatically
$
GWP from new clients written in the past 12 months
80%
GWP at risk of churn annually: $8.0M
Industry benchmark: well-run NZ/AU brokers typically 80–85%
25%
% of formal quotes that convert to bound business
Industry benchmark: well-run brokers typically convert 20–30% of formal quotes
Net income margin
20.0%
Your current net income: $8.0M | Brokerage & payaway est.: 80% of GWP
This converts GWP-based upside into net income terms — so your retention and conversion improvements reflect what actually reaches your bottom line after brokerage splits, commission payaways, and insurer remittances. A typical NZ/AU commercial business runs 12–25% net income margin on GWP.
Performance improvement assumptions
+1.0%
0%+2.5%+5%+7.5%+10%
Better visibility of upcoming renewals and broker activity means no account falls through the cracks. Early identification of at-risk clients allows intervention before they lapse — directly protecting your book.
+1.0%
0%+2.5%+5%+7.5%+10%
Real-time pipeline visibility ensures every quote is followed up. Management oversight of broker activity means stalled opportunities are spotted and actioned — not quietly lost.
+0.2%
0%+0.5%+1.0%+1.5%+2.0%
Clear income reporting across brokerage, fees, and payaways reveals where margin is leaking. Better data supports better commercial decisions — on terms, splits, and where to focus.
Your reporting & admin costs today
Total weekly hours across all staff involved in reporting
3 hrs
$
Annual cost of senior leader(s) involved — waiting for reports, chasing numbers, preparing board packs
$
Combined annual cost of all staff involved in reporting (salary + on-costs)
$
e.g. Power BI, Qlik, Tableau or similar — licences you could replace or reduce with Miint
$
Reduced costs
$146k
2,340 reporting hrs/yr recovered (75% reduction)
Increased income
$242k
retention + NB conversion + margin lift
Total annual gain
$388k
combined opportunity
Your total Miint opportunity — breakdown
Cost reductions
Reporting time saved (75% of current cost)$135k
Based on 75% reduction in manual reporting hours — 2,340 hrs/yr recovered
Senior management time recovered (75% reduction)$11k
External BI / contractor spend recovered$0
Existing BI tool licences recovered (Power BI / Qlik / other)$0
Income improvements — after brokerage & payaways
Retention improvement (+1.0% lift on $40.0M GWP)$80k
New business conversion improvement (+1.0% lift on derived quote pool)$80k
Margin improvement (+0.2% on improved GWP of $40.8M)$82k
Total annual value at stake$388k
Your $388k opportunity is sitting there right now.
In one 30-minute call using your actual data, we'll show you exactly where it is and how Miint captures it — with no upfront cost and immediate ROI from day one.
No upfront costs. No lock-in. Up and running in weeks.
Income upside figures apply your net income margin % to the GWP value of each improvement, reflecting what reaches your bottom line after brokerage splits, commission payaways, and insurer remittances. New business conversion uplift is calculated by deriving the total quote pool from your current NB GWP and conversion rate, then applying the improved rate to that pool. Margin improvement is applied to the post-improvement GWP base. Reporting cost savings assume a 75% reduction in manual reporting hours once Miint is live. All figures are illustrative estimates based on your inputs and are intended as a guide only.